At EducateU we provide and promote ongoing Social Security education and resources. We encourage folks to examine their options before deciding when to take Social Security benefits.

Our Social Security workshops and resources make available the essential elements needed to plan your Social Security election. Please visit our Events tab and plan to attend a session near you, as you will not want to miss out on the opportunity to learn more about Social Security and develop your personal plan.

We want people to be aware that options exist and that they must “Make a Plan” to take control and to maximize their benefits. At EducateU, Social Security education is an ongoing event.

Visit this U.S. Government internet site for comprehensive information and content – SocialSecurity.gov – Main Website

Frequently Asked Questions

How much can I earn while receiving Social Security retirement benefits?
The amount you can earn while receiving Social Security depends on your age. Your earnings in (and after) the month you reach full retirement age will not affect your Social Security benefits. However, your benefit is reduced if your earnings exceed certain limits for the months before you reach your full retirement age. If you are under full retirement age for the entire year:
  • You can earn $15,520 gross wages or net self-employment a year and not lose any benefits in 2013.
  • We will deduct $1 in benefits for every $2 earned above $15,120.
In the year you reach full retirement age:
  • You can earn $40,080 gross wages or net self-employment prior to the month you reach full retirement age and not lose any benefits in 2013.
  • We will deduct $1 in benefits for every $3 earned above $40,080.
The same earnings limits apply to a spouse or child who works and receives benefits on your record. You should report earnings to us for any months and years prior to full retirement age. Use the Retirement Earnings Test Calculator to get an estimate of the effect of your earnings on your benefits. If you work outside the United States, refer to Your Payments While Outside The United States.
How do I replace my Social Security card?
To get a replacement card: Step 1: Gather documents proving your:Step 2: Complete an Application for a Social Security Card. Step 3: Take or mail your completed application and documents to your local Social Security office or your local Social Security Card Center. All documents must be either originals or certified copies by the issuing agency. Social Security cannot accept photocopies or notarized copies of documents.  Any documents you mail to Social Security will be returned to you along with a receipt. Important Information Social Security will mail your card as soon as they have verified your documents.  You should receive your card within 10 business days from the date on your receipt.  Your replacement card will have the same number as your previous card. You may not need to get a replacement card. Knowing your Social Security number is what is important. You need a Social Security number to get a job, collect Social Security benefits and receive some government services but you do not often need to show your Social Security card.
How do I change the name on a Social Security card?
To change your name on your Social Security card:
Step 1: Gather documents proving your: Step 2: Complete an Application for a Social Security card. Step 3: Take or mail your completed application and documents to your local Social Security office. All documents must be either originals or certified copies by the issuing agency. Social Security cannot accept photocopies or notarized copies of documents. Any documents you mail to Social Security will be returned to you along with a receipt. Important Information Social Security will mail your card as soon as they have verified your documents. You should receive your card within 10 business days from the date on your receipt. The new card will have the same number as your previous card, but will show your new name.
How do I pay my Medicare premium?
The premium is deducted from your Social Security deposit or, if you’ve yet to activate Social Security, you are billed quarterly.
Do I need to formalize my Social Security election to obtain access to Medicare Programs?
No. Enrollment in Social Security is not required to be eligible for Medicare.
Do I need to activate my Social Security income in order to obtain Medicare?
No. Enrollment in Social Security is not required to be eligible for Medicare.