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Medicare is health insurance for people age 65 or older, under 65 with certain disabilities and any age with End-Stage Renal Disease (ESRD). ESRD is permanent kidney failure requiring dialysis or a kidney transplant. The different parts of Medicare help cover specific services if you meet certain conditions.
Visit this US Government internet site for comprehensive information and content – Medicare.gov –Main Website
The Department of Defense implemented TRICARE for Life (TFL) on October 1, 2001. TRICARE for Life provides expanded medical coverage for: Medicare-eligible uniformed services retirees, including retired National Guard members and reservists; Medicare-eligible family members and widows/widowers; and certain former spouses if they were eligible for TRICARE before age 65. You must be 65 or over and have Medicare Part A and Part B to be eligible for TFL. If eligible, you get all Medicare-covered benefits under the Original Medicare Plan, plus all TFL-covered benefits. If you use a Medicare provider, Medicare will be the first payer for all Medicare-covered services, and TFL will be the second payer. TFL will pay all Medicare co-payments and deductibles and cover most of the costs of certain care not covered by Medicare. When only Medicare covers a benefit (for example, chiropractic care), you will generally be responsible for any remaining costs after Medicare has paid the provider. When only TRICARE covers a benefit (for example, prescription drugs), you will generally be responsible for all TRICARE co-payments and deductibles. The amounts Medicare and TRICARE will pay are based on your use of a Medicare provider. To get more information about TRICARE for Life, call 1-888-DOD-LIFE (1-888-363-5433) or look at theTRICARE web site. Call 1-800-538-9552 for other military retiree eligibility and benefit questions.
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